Legal
Privacy Policy
How Smart Loan Options collects, uses, and protects your information.
Smart Loan Options ("we," "our," or "us") is committed to protecting the privacy of our visitors. This policy describes what information we collect, how we use it, and your choices. By using this website, you agree to the practices described here. This is a tips & information website only — we do not issue loans or make lending decisions.
Information We Collect
We collect only the information visitors choose to provide through our forms or direct communications. This may include:
- Name and email address
- Optional phone or mobile number (only if voluntarily provided)
- Selected information topics and timeline
- Optional comments or questions
- Mobile notification consent records, where provided
We also collect standard website usage data (such as pages visited, browser type, and IP address) through standard server logs and analytics. This data is used only to improve the website experience.
How We Use Your Information
Information collected through this website is used only to:
- Respond to tips & information requests
- Provide general information resources related to selected topics
- Send optional SMS or email communications where you have provided consent
- Maintain website security and improve content
- Comply with applicable legal obligations
We Do Not Sell Your Information
We do not sell, rent, or share your personal information with third-party marketers. Information submitted through this website is never forwarded to lenders, loan brokers, or financial institutions for lending or marketing purposes.
Mobile Communications
If you provide a mobile number and check the consent boxes on our forms, we may send text messages related to your tips & information request. You can opt out at any time by replying STOP to any message. Reply HELP for assistance.
Text messaging originator opt-in data and consent will not be shared with third parties or affiliates for any purpose. Message and data rates may apply. Message frequency varies.
Cookies & Analytics
This website may use standard analytics tools to understand how visitors use the site. These tools may place cookies on your browser. You can disable cookies in your browser settings, though some site features may not function as intended.
Your Choices & Rights
You may request access to, correction of, or deletion of personal information we hold by contacting us at info@smartloanopt.com. You may opt out of SMS communications at any time by replying STOP to any message we send.
Children's Privacy
This website is not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected such information, please contact us immediately.
Security
We implement reasonable technical and organizational measures to protect information against unauthorized access, disclosure, or loss. However, no internet transmission is completely secure and we cannot guarantee absolute security.
Changes to This Policy
We may update this Privacy Policy from time to time. Continued use of the website after changes are posted constitutes your acceptance of the updated policy. The date at the top of this page reflects when it was last revised.
Contact Us
Questions about this Privacy Policy may be directed to:
Smart Loan Options
1801 S Alameda St #250
Corpus Christi, TX 78404
361-314-2225
info@smartloanopt.com